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Renters Insurance

Renters insurance is a necessity for anyone renting or subletting a home or apartment. Whether you live in a single family home, duplex, townhome, condo, loft, studio or apartment, you need to have renters insurance to protect your belongings and your liability. In fact, many landlords throughout America require tenants to purchase rental insurance when they sign a lease with their renter.

Take a good look around your home. If everything you own was stolen or destroyed by a natural disaster, would you be able to afford to replace it all? If any of your valuable personal property were stolen or vandalized, would you be able to afford to pay for them again out of your own pocket? Do you have the cash on hand to replace your computer, laptop, iPod, dvd player, tv, stereo, jewelry, clothing, furniture, or appliances? What if you were forced to move out of your home due to damages caused by a neighbors fire, flood or other mishap. Dou have the available cash to move on a moments notice?

Every day, homes and apartments are broken into, people experience fires or floods, or happen to have a visitor that gets injured in their home. You can protect yourself and your personal property with an affordable renter's insurance policy that will offer you peace of mind when disaster strikes. For more information about renters insurance, you can visit www.rentersinsurancetips.com or just give one of your agents a call here at Harvey Insurance Associates.